Payment Flow Control Review
Walkthrough of authorisation, settlement, reconciliation, and exception handling for card, wallet, or remittance corridors.
Cloud Services Pro
Fintech audits that read the desk, not only the binder
We test how onboarding files, settlement breaks, and monitoring alerts actually work for payment, lending, and wallet teams preparing for regulator or bank scrutiny in Taiwan.
Flagship engagement
Regulatory Readiness Audit
For operators who need a written findings pack before a filing, a banking partner questionnaire, or a board review. We walk policies, sample customer files, and interview control owners — then rank what must change first.
Typical duration: 3–6 weeks. Starting fees from NT$180,000 depending on product lines in scope.
Review scope & inclusions
Related engagements
Work that sits beside a full readiness review
Choose a focused walkthrough when you need payment reconciliation clarity, KYC sample testing, or a partner-facing diligence summary.
AML & Onboarding File Testing
Sample-based testing of customer due diligence files, escalation paths, and monitoring alerts against your written procedures.
Partner Due Diligence Pack
Independent summary of control design for bank, card scheme, or acquiring partners requesting evidence before go-live.
From the field
What clients notice after the readout
They spent two full days with our onboarding desk in Taipei and still flagged a gap in how we logged enhanced due diligence for remittance clients above a certain corridor volume. The report was blunt in places, which helped the board take the findings seriously.
I would have preferred a shorter turnaround — we were racing a partner deadline — yet the sample of KYC files they tested uncovered inconsistent ID expiry checks we had missed in internal spot reviews.
How we work
Four stages from perimeter map to findings pack
Every audit engagement follows the same rhythm so your compliance and operations leads know when evidence is due and when the readout lands.
Perimeter
Confirm products, corridors, and control domains in writing before fieldwork begins.
Evidence
Collect policies, registers, and sample files — on-site in Chiayi or Taipei when useful.
Testing
Walk stated procedures against observed practice and interview control owners.
Readout
Issue ranked findings with remediation order and a closed-door leadership session.
Field notes
Guides from recent fintech audit work
What Taiwan regulators look for in a fintech onboarding file
A practical walk through the documents, timestamps, and escalation notes that commonly surface during readiness reviews for payment and lending teams.
Reconciling settlement breaks before a bank partnership review
How to catalogue unmatched items, owner assignments, and aging so partner questionnaires do not stall on unexplained ledger gaps.
Sampling customer complaints without drowning in tickets
A field method for selecting complaint cases that reveal control design issues rather than isolated service mishaps.